Credit Realm
Our Services
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AI Powered Expected Credit Loss (ECL) Modelling (IFRS-9) Software suite designed to cater every structured or unstructured loans. Data can be modelled and using Macro-economic data system can be configured to simulate a Champion & Challenger Model
Key Features
Calculation
Statistical Calculation of PD, LGD, EAD and hence the ECL with 27 different methods
Segregation
Built-In Exploratory Data Analytics (EDA) & Segmentation Techniques
Portfolio
Assessment for Portfolio & Account based retail, credit card loans
Benefits
Intelligence
Helps apply statistical intelligence while building it for Industry
Stress Test
System helps to Stress Test the simulated value based upon Macro-economic factors
Repository
Archival of multiple Approved simulation results helps compare and helps chain of command